LIC Term Plan Anmol Jeevan-II

LIC Term Plan Anmol Jeevan-II
LIC Term Plan Anmol Jeevan-II

Lic Anmol Jeevan 2 (lic table no 822) is the most economic pure life insurance plan. Lic Anmol Jeevan policy will covers your life and protect your family form unfortunate things.LIC  policy no 822 is a term insurance plan.In this plan, the nominee will get the entire Sum assured if the life insured dies during the policy term.LIC term plan is regular premium paying policy which is very useful to every customer.

Key Features of LIC Anmol Jeevan II Policy

  • Pure term plan with only death benefit
  • Sum Assured of Rs.6 to Rs.24 Lakhs can be opted
  • There is no maturity benefit in this plan
  • Tax benefits available

Also read this : LIC Jeevan Amar Plan best term plan

LIC Anmol Jeevan-II plan 822 Parameters

Age:Min. age :  18 years (completed)

 

Max. age:  55 years (nearest birthday)

Policy Term:Min. Policy Term:  5 years.

 

Min. Policy Term:  25 years.

Max. Risk Cover ceasing age: 65 years (nearest birthday)

Sum Assured:Min. Sum Assured:  Rs. 6, 00, 000/-

 

Max. Sum Assured: Rs. 24, 00, 000/-

Premium Paying Mode: Yearly, Half Yearly.

Benefits from LIC Anmol Jeevan 2 Insurance Plan

Death Benefit – The Sum Assured is paid to the nominee on death of the Life Insured during the policy term.

Maturity Benefit – No benefit is payable on maturity as this is a pure protection plan.

Income Tax Benefit – Income Tax Benefits available on Paid Life Insurance Premium under Section 80-C & Death Benefit will also be tax free u/s 10(10d).

Benefit Illustrations

An example of AMIT who is purchasing this Plan with following details.

Sum Assured: Rs.24,00,000
Policy Term: 25 Years
Policy Purchase Year: 2016
Age: 30 Years
Yearly Premium: Rs. 9728/-

Year-wise Death Claim

If death happens during the policy term Before 25 years,Sum Assured Rs. 2400000/- will be paid to nominee and it is indicated as Normal Life Cover or accidental death.

YearAgeRisk Cover NormalPremiumTax SavedNet Premium
2016302400000972825497179
2017312400000972825497179
2018322400000972825497179
2019332400000972825497179
2020342400000972825497179
2021352400000972825497179
2022362400000972825497179
2023372400000972825497179
2024382400000972825497179
2025392400000972825497179
2026402400000972825497179
2027412400000972825497179
2028422400000972825497179
2029432400000972825497179
2030442400000972825497179
2031452400000972825497179
2032462400000972825497179
2033472400000972825497179
2034482400000972825497179
2035492400000972825497179
2036502400000972825497179
2037512400000972825497179
2038522400000972825497179
2039532400000972825497179
2040542400000972825497179
2041550000

Additional details of LIC Anmol Jeevan 2 LIC policy 

Loan Facility: No loan available under LIC Bima plan 822.

Riders: No riders are available for this plan.

Paid-up Value: Amulya Jeevan-II will not acquire any paid-up value.

Surrender Value: No surrender value.

Policy Revival: Policy can be revived before 2 years from date of First Unpaid Premium.

Suicide Clause: If insured commit suicide before 1 year he will be returned back 80% of premium what he paid.

Proposal Forms: Proposal Form no.300 will be used under this plan.

Cooling-off Period: If a policyholder is not satisfied with the Terms and Conditions of the policy,customer may return the policy with in 15 days from the date of receipt of this policy.

Back-dating interest: The policies can be dated back within the same financial year.

  • Assignments/Nominations: assignment and nominations is possible under this plan.

Services that I offer

  • New LIC Policy Quotes and Completion
  • Complete guidance
  • Doorstep Premium Collection Service
  • Personalized Policy Recommendations
  • Renewal / Revival of Lapsed Policies
  • Human Life Value Calculation
  • Life Time Services

FOR MORE INFORMATION PLEASE CONTACT -:

BASPA NAND PANCHOLI

CON.9891009400

 Email–basupancholi@gmail.com

To know about LIC Plans please visit our website

www.licbestplan.in

Office Address:-25,KG,Marg,Jeevan Prakash Building.

LIC of India,Branch Unit-117.

3rd floor,C.P. New Delhi-110001.

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